Credit Card

Premier Bankcard® Card: For bad score

Take your credit score to the next level with Premier Credit Card from First Premier Bank. Enjoy a manageable credit limit, credit score tracking, and fraud protection to help you build a positive credit history.


Premier Bankcard® Card: credit card available even for bad score

Consider the PREMIER Bankcard® Credit Card if you require a credit card but don’t have a good credit score. This card offers credit limits from $200 to $700 without requiring a security deposit.

Acquiring a credit card with a less-than-ideal credit score can be a difficult task, as some issuers demand a good credit score and a minimum income that may not be feasible for many individuals. Therefore, it is worthwhile to contemplate whether applying for this card is a viable option.


Credit Card

PREMIER Bankcard®


Start to rebuild your credit score with the PREMIER Credit Card

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In this review, you will find out the expenses involved in obtaining this card and its potential advantages. If you are contemplating whether or not to apply for it, reading this article will provide you with clarity.

What is necessary to get this card?

Very poor/fair

$45 – $125 + monthly fees

19.9% – 36% APR

Not available

Not available

Is the PREMIER Bankcard® Credit Card a legitimate choice for those looking to rebuild their credit score?

Many credit cards claim to offer an unsecured credit line to individuals with low scores, but this review highlights the drawbacks of this particular card.

Regrettably, this card is not a favorable option due to the numerous fees associated with it. It may lead one to ponder whether a secured credit card would have been a better choice. Unlike the fees, the security deposit is refundable. Additionally, with a 36% APR, carrying a balance can be a costly mistake.

Despite this, some individuals may still consider this card. However, it is essential to exercise caution and perform the necessary calculations.

Would it be recommended to apply for a PREMIER Bankcard® Credit Card?

The decision to apply for a new credit card is a highly personal one, and only you can determine the best course of action for your situation. It is crucial to have a thorough understanding of your options to make an informed decision. To determine whether this card is suitable for you, consider reviewing its advantages and disadvantages.


  • Ability to obtain approval despite having a poor credit score.
  • Does not necessitate a security deposit.
  • Credit limit can range from $200 to $700, depending on your creditworthiness.
  • This card may also be used to improve your credit score.


  • APR that surpasses many loans and other credit cards.
  • This card imposes numerous fees, such as annual, monthly, and program fees.
  • Depending on the offer, you may end up paying hundreds of dollars in fees without any rewards program or sign-up bonus, resulting in a significant expense with no corresponding benefits.

How to apply for the PREMIER Bankcard® Credit Card?

The PREMIER Bankcard® Credit Card is designed for individuals with poor credit who desire a credit card. You may apply with any credit score, or even with no credit history. However, it is worth noting that secured credit cards are also accessible to individuals with any credit score.

If you are interested in applying for a PREMIER Bankcard® Credit Card despite the downsides, you may do so online. Refer to the following article for a step-by-step guide on the application process.

See how to apply for the Premier Bankcard

Don't let a poor credit score stop you from applying for a credit card. With PREMIER Bankcard®, you can apply and improve your credit history.

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