If you’re similar to the majority of individuals, you’re continuously searching for means to cut down on expenses.

That’s why we present to you the Sam’s Club Credit Plus Member Mastercard credit card, which grants you cash back on each transaction.

With this product, you can earn reward points on gas, travel, dining, and additional categories.

To acquire the card, you need to be a Plus member, but the rewards can be worthwhile if you optimize your bonus points.

Therefore, if you’re interested in learning more about this product, continue reading for a complete review!

Sam’s Club Credit Plus Member Mastercard is ideal for frequent shoppers with its $0 annual fee and international coverage by Mastercard.

The card offers a fantastic cashback program, including 5% on eligible Sam’s Club purchases and 5% on gas up to $6000 annually.

You can earn 3% cash back when dining out or ordering in, and 1% cash back on all other purchases with the Sam’s Club Credit Plus Member Mastercard. This card also has a 0% foreign fee, making it a beneficial option for travel abroad.

To qualify for this credit card, you need to be a Sam’s Club member or have a Plus account and have a credit score ranging between 690 and 850.

Before applying for any credit product, it’s crucial to weigh its pros and cons. Here are some of the advantages and disadvantages of this product.

This card has no annual fee and offers 5% cash back on eligible Sam’s Club purchases, 5% cash back on gas, 3% cash back on dining, and is accepted at Sam’s Club and Walmart stores nationwide.

Applicants must be members, pay a $100 Plus membership fee, rewards redemption is limited, and a good/excellent credit score is required.

Applicants need a credit score between 690 and 850, and the company won’t accept those with a score less than Good, as this is a membership card with cash back as its primary benefit.

Ready to apply for the Sam’s Club Credit Plus Member Mastercard and start enjoying its benefits? Keep reading for a straightforward, step-by-step application process.

To apply for this card, you must be a Sam’s Club member and complete the online application available on their official website after logging in to your account.

If you are not a Sam’s Club member yet, you will need to sign up and select a membership that fits your requirements.

After completing the application form, the company will conduct a brief profile assessment. If you are deemed eligible for the Sam’s Club Credit Plus Member Mastercard card, you will be automatically given the option to apply for it.

If you have a Sam’s Club Plus membership, you can easily apply for the Sam’s Club Credit Plus Member Mastercard card through the same app you use to manage your account.

Once the card is available for your financial profile, you should see an option to apply for it on your home screen.

This credit card requires a good to excellent credit score and has no annual fee, but you must have a Sam’s Club Plus membership, which costs $100 per year.

The regular APR ranges from 15.65% to 23.65% and is variable. There is no welcome bonus, but you can earn 5% cash back on gas, 5% cash back on eligible Sam’s Club purchases, 3% cash back on dining, and 1% cash back on all other purchases.

However, if you’re not a frequent Sam’s Club shopper, this card might not be the best for you. In this case, we have an alternative to introduce to you.

Imagine a credit card issuer that considers you as a real human being, not just as numbers in a credit analysis table. Sounds good, doesn’t it? Well, this card exists!

It’s the Destiny Mastercard, a card designed especially to help you build a great credit score with the security of a Mastercard. Check out the content below for our full review of this purple card.