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Stablish your credit score with a modest security deposit. This card got you covered!

The First Latitude Platinum is the perfect option for enhancing your credit score


If you have a poor credit score, the First Latitude Platinum Mastercard® Secured Credit Card is the solution you’ve been looking for to help you manage your finances, daily expenses, and economy. With affordable annual fees and favorable approval odds, you don’t want to miss out on this opportunity.


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Explore the top benefits of using the First Latitude Platinum Mastercard® Secured card!

A security deposit of $200;
Tailored for individuals with low or no credit history;
Provides reports to credit bureaus;
Quick and easy online application process.

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Absolutely, to obtain the First Latitude Platinum Mastercard® Secured Card, a minimum security deposit of $100 is required, which will also serve as your credit limit. Therefore, depending on the amount of your deposit, you can secure a generous credit limit.

A high credit score is not mandatory for applying to the First Latitude Platinum Mastercard® Secured Card. Even with a low or nonexistent credit score, you will still have an opportunity for approval.

Absolutely! Upon approval for the First Latitude Platinum Mastercard® Secured Card, you’ll have the opportunity to gradually increase your credit score over time. This is because your monthly payment reports will be relayed to all three major credit bureaus. Nonetheless, it is crucial to use the card responsibly to build credit effectively.

Rebuilding a tumultuous credit history can be disheartening. But not with a credit card that streamlines the process for you.

Enter the First Latitude Platinum Mastercard Secured. Let’s delve into some of the card’s positives and areas for improvement:


  • Financial Control: Having a secured card is one of the best ways to rebuild your credit without risking falling back into debt. You set your credit limit based on your financial capabilities. Plus, your money is safeguarded, and if you pay your bill in full, you can reclaim your deposit.
  • Rewards: Yes, you read that right. A secured card with cash back! Every dollar you spend earns you one point, which translates to statement credit directly on your credit card account.
  • It’s a Mastercard!: Rest assured, wherever you are in the world, local merchants will accept your Mastercard.
  • Rebuild Your Score Brick by Brick: Slow and steady wins the race. With patience and consistency, you’ll have the chance to rebuild your credit score through the responsible use of your First Latitude Platinum Mastercard. What does responsible use entail? Paying your bills on time! It’s as simple as that. You’ll regain your reputation among credit providers.
  • Simplified application: Life is already complicated enough! After all, you just want a credit card, not a doctorate in aircraft engineering. With a simple form, you will have an answer in a short time to unpack your financial life.


  • Limited Credit: While financial control is an advantage, your credit limit is capped by your ability to make a security deposit. This means it’s not a card for big purchases but rather a tool for rebuilding credit.
  • It’s Not Free: You’ll have to pay an annual fee to use this card. But what’s the price of rebuilding your financial life and accessing new opportunities? Check your budget before committing to a new line of credit.
  • Not a card for international traveling: As it charges a foreign transaction fee, it will not be advantageous to use this credit card abroad.

Let’s be honest: this isn’t a premium card. But for those with less-than-stellar scores, it’s a solid opportunity! If you’re willing to use the card strategically, it can become a powerful tool and ally for a more promising financial future.

In the secure card post, you’ll find our detailed explanation of how the application process works. Spoiler alert: it’s simple!

Learn how to apply for this secured credit card! Source: The Mad Capitalist.

Apply for the First Latitude Platinum Mastercard®

Build or rebuild credit with the First Platinum Latitude Secured Card. Apply fast and online!

Uncertain about the First Latitude Platinum Mastercard® Secured Card application? No problem! We can assist you with an alternate credit card option.

Consider applying for the OpenSky Secured Visa Card instead! Even with a low score, you have a chance of approval.

Furthermore, you can enhance your credit score and pay a fair annual fee. Check out our post below for details on how to complete the application process for this card!

OpenSky Secured Visa credit card review.

Apply for the OpenSky Secured Visa Card

Get the OpenSky Secured Visa to build or rebuild credit. Don't let bad credit hold you back. Learn how to apply now!