Are you familiar with the FIT® Platinum Mastercard® credit card? It offers a credit line to help you improve your credit score and establish a favorable one.

Having a good credit score can offer you numerous advantages when it comes to obtaining the best deals on loans, mortgages, purchasing a vehicle, and more.

Individuals who possess or previously had an impaired credit score understand how distressing it can be. A low score can cause you to miss out on numerous opportunities.

Fortunately, the FIT® Platinum Mastercard® can assist you in restoring your financial stability.

By utilizing it responsibly, you can rewrite your credit history. More information regarding this generous card will be provided below.

The FIT® Platinum Mastercard®, which is provided by the Bank of Missouri, was created for individuals who require a credit card despite having poor credit. Anyone can apply, and they are highly probable to be approved for a $400 credit limit.

Nevertheless, this card has drawbacks in terms of expenses and benefits. To utilize it, you must pay the following fees:

Consequently, despite receiving no incentives, welcome bonuses, or advantages, you will be paying hundreds of dollars in fees. Additionally, carrying a balance will be extremely expensive due to the high APR.

In the event that you are fervently seeking a credit card, and are unable to acquire a superior one, and if you are disinclined to acquire a secured credit card, then you can submit an application for a FIT® Platinum Mastercard®.

The process of acquiring a $400 credit limit is straightforward and can be doubled to $800 in just six months.

FIT® will furnish your purchase and payment history to all significant credit bureaus, thereby enhancing your credit score. Additionally, the card bearing the Mastercard® logo allows for its use at numerous locations.

There is an overabundance of fees associated with this card. Prior to even obtaining the card, you will incur charges, and subsequently, annual and monthly fees will follow.

Although the initial credit limit of 400 dollars is a positive aspect, the high-interest rate attached to the balance is not advantageous.

The exorbitant interest rates associated with this card will cause you to pay a substantial amount of extra money.

There are no rewards or benefits available other than the credit line itself.

The primary benefit of this card is that it does not mandate a robust credit score.

FIT® Platinum Mastercard® will accept applications regardless of the credit score, or even in the absence of a credit score.

The application process for this card is quick and straightforward, taking no more than a couple of minutes.

Applying for this card is uncomplicated, and you can easily apply online by completing the application form.

The application process for the FIT® Platinum Mastercard® card is incredibly simple. You can complete it online through their website, and the application form is prominently displayed on the front page.

To apply, you need to provide your full name, complete address, email, checking account details, and confirm that you are at least 18 years old and a U.S resident.

Additionally, you must consent to receiving both physical and digital marketing materials.

That’s all there is to the application form. Once approved, you’ll need to pay a processing fee of $89 and your FIT® Platinum Mastercard® card will be on its way to you.

Curious about how credit building credit cards work in Canada? It’s quite similar. The Capital One Guaranteed Mastercard boasts a lower annual fee and even offers some travel benefits.

However, the FIT® Platinum Mastercard® is more accessible. If you’re interested in applying for the FIT® Platinum Mastercard®, you can also learn how to apply for the Capital One Guaranteed Mastercard to compare the two.