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Is the U.S. Bank Cash+™ Visa Signature® credit card worth it?

Maximize cashback on everyday spending with the U.S. Bank Cash+™ Visa Signature® card. Choose preferred categories. Learn more in this article.

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The U.S. Bank Cash+™ Visa Signature® credit card allows you to earn up to 5% cashback without any annual fees.

Consider the U.S. Bank Cash+™ Visa Signature® credit card for a new credit card option. No annual fee and cashback rewards on everyday purchases, including groceries and gas stations.

Is it suitable for you? Continue reading to discover.

How do you get the U.S Bank Cash+™?

Ideal for cashback management enthusiasts, apply for the U.S. Bank Cash+™ Visa Signature® to maximize rewards.

Redeem points earned via Capital One mobile app effortlessly. Choose from statement credits, gift cards, Walmart discounts, and Capital One Travel Rewards bookings. Enjoy $0 Fraud Liability as well.

A good to excellent credit score is required for Capital One Walmart Rewards® Mastercard® eligibility. Learn more about the application process below.

$0

Good/Excellent

$200 after spending $1,000 on the first 4 months. Terms apply.

5% cashback on two bonus categories of your choice.* 2% cashback on selected categories.* 1% cashback on other purchases.* *Terms apply.

U.S. Bank Cash+™ Visa Signature® card

This card offers high cashback rates up to 5% in bonus categories, with 12 to choose from and only 2 per quarter. 2% cashback on groceries, restaurants, gas stations, and EV charging stations.

Redeem as statement credits or gift cards. Get 5% on travel purchases through U.S. Bank’s Rewards Travel Center but not suitable for overseas travel due to foreign transaction fees.

Should you get one?

Use your U.S. Bank Cash+™ Visa Signature® credit card at the grocery store to gain more cashback. Source: Pixabay.

If you excel at cashback management, the main benefit of this card is its cashback rewards. With no annual fee, it’s worth considering. Here are some of the card’s advantages and disadvantages:

Pros

  • No annual fee;
  • Easy $200 welcome bonus with $1,000 spent in 120 days;
  • Choose 2 out of 12 categories for 5% cashback (up to $2,000 per quarter);
  • 2% cashback on groceries, gas, restaurants, and EV charging;
  • 1% cashback on other purchases;
  • Zero fraud liability.

Cons

  • Complicated rewards program;
  • Good credit score required.

To apply for the U.S. Bank Cash+™ Visa Signature® credit card, learn about the application process in the following content.

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Credit Card

U.S. Bank Cash+

No annual fee Visa

No annual fee and cashback on every purchase

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