Citi Custom Cash Card: Cashback

Are you interested in the Citi Custom Cash℠ Card and its enticing welcome bonuses and rewards? Discover all the details about this credit card right here!


With the Citi Custom Cash℠ Card, you can earn limitless cashback on your daily expenditures!

By choosing the Citi Custom Cash℠ Card, you’ll have access to both convenience and generous rewards! Every billing cycle, you can earn 5% cashback on eligible purchases in your top spending category, up to the first $500 spent, followed by 1% cashback thereafter.

This credit card is designed to tailor to your unique spending habits, ensuring you receive the most lucrative cash rewards.

Experience the perks and advantages of the Citi Custom Cash℠ Card by getting your own today!


Credit Card

Citi Custom Cash Card


Discover the process to apply for the Citi Custom Cash℠ Card and start earning boundl

You will remain in the same website


$0 annual fee.

By spending $1,500 on purchases within the initial 6 months of opening your account, you can earn $200 in cashback rewards. This bonus offer will be granted as 20,000 ThankYou® Points, which you can redeem for a $200 cashback reward.

How does the Citi Custom Cash℠ Card works?

The Citi Custom Cash℠ Card’s adaptability stems from its non-rotating spending categories, eliminating the need to enroll in new categories every quarter.

Instead, the credit card automatically evaluates your spending habits and assigns your highest spending category with a 5% cashback reward on each billing cycle, up to the first $500 spent, followed by 1% cashback thereafter.

Eligible categories include:

  • grocery stores,
  • gas stations,
  • restaurants,
  • select travel,
  • home improvement stores,
  • select streaming services,
  • drugstores,
  • select transit,
  • fitness clubs and
  • live entertainment.

In addition, the Citi Custom Cash℠ Card also offers a $200 cashback reward on the first $1,500 spent within the initial 6 months of opening your account.

This bonus will be granted in the form of ThankYou® points, which can be redeemed as a statement credit, direct deposit, check by mail, gift cards, student loan or mortgage payments, or even as a charitable donation.

As previously stated, convenience is a significant attribute of the Citi Custom Cash℠ Card, alongside earning 5% cashback on the first $500 spent in one of the eligible categories and enjoying a 0% introductory APR on purchases and balance transfers for the initial 15 months (followed by an 18.74% – 28.74% variable APR).

Nevertheless, after reaching the $500 limit on one eligible category (which will grant you $25), you will only receive 1% cashback until the subsequent billing cycle, even on eligible categories. Additionally, all purchases made outside of the eligible categories will only yield 1% cashback.

How to apply for Citi Custom Cash℠ Card

Discover the process for applying to the Citi Custom Cash℠ Card and start earning boundless cashback rewards without having to worry about an annual fee!


  • No annual fees.
  • Exclusive cashback categories not offered by other credit cards.
  • A broad range of options for cashback redemption.


  • A limited list of supplementary benefits.
  • Not suitable for travelers due to a 3% fee on foreign transactions.
  • High balance transfer fees.

Credit Score Requirements: To be eligible for the Citi Custom Cash℠, applicants need a Good/Excellent credit score (670 or above).

How to Apply for the Citi Custom Cash℠ Card: Applying for the Citi Custom Cash℠ is simple and can be done directly on the Citi website. You’ll need to complete a registration form with personal information such as your name, address, income, and Social Security number. The platform will conduct a credit check and establish your initial credit limit based on this information.

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