By choosing the Citi Custom Cash℠ Card, you’ll have access to both convenience and generous rewards!

Every billing cycle, you can earn 5% cashback on eligible purchases in your top spending category, up to the first $500 spent, followed by 1% cashback thereafter.

This credit card is designed to tailor to your unique spending habits, ensuring you receive the most lucrative cash rewards.

Experience the perks and advantages of the Citi Custom Cash℠ Card by getting your own today!

The Citi Custom Cash℠ Card’s adaptability stems from its non-rotating spending categories, eliminating the need to enroll in new categories every quarter.

Instead, the credit card automatically evaluates your spending habits and assigns your highest spending category with a 5% cashback reward on each billing cycle, up to the first $500 spent, followed by 1% cashback thereafter.

Eligible categories include:

In addition, the Citi Custom Cash℠ Card also offers a $200 cashback reward on the first $1,500 spent within the initial 6 months of opening your account.

This bonus will be granted in the form of ThankYou® points, which can be redeemed as a statement credit, direct deposit, check by mail, gift cards, student loan or mortgage payments, or even as a charitable donation.

The Citi Custom Cash℠ Card offers great convenience with its 5% cashback on the first $500 spent in eligible categories and a 0% introductory APR on purchases and balance transfers for the first 15 months (followed by a variable APR of 18.74% – 28.74%).

However, once you hit the $500 limit in an eligible category (earning $25), the cashback rate drops to 1% until the next billing cycle.

Additionally, all other purchases outside the eligible categories earn only 1% cashback.

The Citi Custom Cash Card is like that friend who always knows exactly what you need, whether it’s a coffee run or a grocery spree. Here are some reasons to love—and a few reasons to side-eye—this card.

In a nutshell, the Citi Custom Cash Card is a great companion for everyday spending, especially if you like to stick to a budget and enjoy flexible rewards.

Just watch out for its quirks, and you’ll be raking in those cash-back rewards with a smile.

To be eligible for the Citi Custom Cash℠, applicants need a Good/Excellent credit score (670 or above).

To apply for the Citi Custom Cash℠ Card, go to Citi’s website and hover over the “Credit Cards” tab to reveal a dropdown menu.

From there, select “Cash Back Credit Cards” and choose the Citi Custom Cash℠ Card. Click on “Learn More & Apply” and fill out the application form with your personal and financial information.

Remember to set up a strong password and check the two boxes at the bottom of the page before clicking “Agree and Submit”.

After the website runs a credit analysis, it will confirm your approval and provide your initial credit limit.

Your Citi Custom Cash℠ Card will arrive in the mail within 7 to 10 business days.

Alternatively, you can apply over the phone by calling 1-800-362-0526.

If you need a more robust credit card for managing your business expenses, check this BMO credit card. The following link will take you to our full review!