Credit Card
Chase Freedom Flex℠: Cashback
A credit card should offer more than just spending power - valuable benefits are a must. Enter Chase Freedom Flex℠, an outstanding credit card we'll delve into in this review.
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Chase Freedom Flex℠: Earn substantial cashback and pay zero annual fee
Before applying for any credit card, check out this Chase Freedom Flex℠ review to ensure you’re making the best choice.
We’ll weigh the pros and cons of this rewards-earning card to help you decide if it’s the perfect fit for you.
Good/Excellent
$0
Introductory 0% APR for 15 months on purchases and balance transfers, followed by a variable APR of 19.49% – 28.24%. Cash advances have a variable APR of 29.49%
Spend $500 within 3 months of account opening and get a $200 bonus
Earn 5% cash back on bonus categories up to $1,500 in combined purchases you activate quarterly, 5% on travel through Chase Ultimate Rewards®, 3% on restaurants (including eligible delivery, takeout, and drugstores), and 1% on all other purchases. *Terms apply
Chase Freedom Flex℠ credit card
Chase’s credit cards offer great rewards with flexible redemption options. The Chase Freedom Flex℠ gives up to 5% cash back in everyday categories, plus a generous welcome bonus.
The absence of an annual fee and a 0% APR on purchases and balance transfers for 15 months upon account opening are the Chase Freedom Flex℠’s main benefits.
Afterward, a variable APR of 19.49% – 28.24% applies. Ideal for financing a substantial expense or paying off debt without additional charges.
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Is the Chase Freedom Flex℠ credit card worth getting?
Apply for this card if you have a good credit score, but make sure to review its pros and cons before making a decision.
Pros
Enjoy no annual fee, low intro APR, and an attractive welcome bonus with Chase Freedom Flex℠.
You’ll also benefit from multiple bonus categories with a minimum 1% cash back on all purchases.
Cash back never expires (as long as your account is open), and there is no minimum redemption requirement.
Cons
To get the most out of this card, you need to track bonus categories carefully.
Also, if you received a welcome bonus for this or another Chase card within the past 24 months, you are not eligible for another one.
Credit scores required
To enjoy its valuable rewards without any annual fee, a good or excellent credit score is required to apply for this card.
How to apply for the Chase Freedom Flex℠ credit card?
Consider applying for the Chase Freedom Flex℠, one of the best credit cards available. Need help with the application process? Check out our guide.
Apply online
In just a few minutes, you can apply for this card online without needing to leave your location. Simply visit the Chase website and browse the available card options. It’s advisable to thoroughly review the benefits and perks associated with the card before submitting your application by clicking the “apply” button.
Upon clicking the application button, you will be directed to the application form. If you are an existing Chase user, you can simply log in to expedite the process. Carefully fill out the form to avoid any errors while providing essential details such as your full name, address, social security number, annual income, and other required information.
After submitting the form, Chase may offer you the Chase Freedom Flex℠ or recommend a different card they deem more suitable for you.
Apply using the app
Before downloading the app to manage your Chase Freedom Flex℠ account, you should visit the Chase website to apply for the credit card.
Comparing Chase Freedom Flex℠ with Chase Freedom Unlimited®
Chase offers an alternative credit card option with no annual fee for those who are particular about their credit cards. While they have varying cashback rates, both cards offer exceptional rewards and benefits.
Let’s take a closer look at their features:
Chase Freedom Flex℠
Here are the card details:
- Credit Score Requirement: Good/Excellent
- Annual Fee: $0
- Regular APR: 0% introductory APR for 15 months on purchases and balance transfers, variable APR between 19.49% and 28.24% thereafter. Cash advances have a variable APR of 29.49%.
- Welcome Bonus: Earn a $200 bonus after spending $500 in the first three months of opening the account.
- Rewards Program: Earn 5% cash back on bonus categories up to $1,500 in combined purchases activated quarterly. Earn 5% cash back on travel purchases made through Chase Ultimate Rewards®. Earn 3% cash back on eligible restaurant, delivery, takeout, and drugstore purchases. Earn 1% cash back on all other purchases.
*Terms and conditions apply.
Chase Freedom Unlimited®
Here are the card details:
- Credit Score Requirement: Good/Excellent
- Annual Fee: $0
- Regular APR: 0% introductory APR for 15 months on purchases and balance transfers, variable APR between 19.49% and 28.24% thereafter. Cash advances have a variable APR of 29.49%.
- Welcome Bonus: Earn an additional 1.5% cash back (on up to $20,000) on all purchases in the first year, which can amount to up to $300 cash back.
- Rewards Program: Earn 6.5% cash back on travel purchases made through Chase Ultimate Rewards®. Earn 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, for up to $20,000 spent in your first year. After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and takeout, 3% cash back on drugstore purchases, and 1.5% cash back on all other purchases.
Although Chase Freedom Unlimited® has fewer bonus categories compared to Chase Freedom Flex℠, it provides a higher flat-rate cashback for most purchases.
If you are interested in applying for the Unlimited version, we can provide you with more information on how to obtain one.
How to get a Chase Freedom Unlimited®?
Maximize your spending with Chase Freedom Unlimited®'s cashback, perks, and benefits.
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Chase Freedom Unlimited®: Cash back with a great welcome bonus
Maximize your rewards with the Chase Freedom Unlimited Credit Card: 0% introductory APR, $0 annual fee, and generous cashback.
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