Credit Card

How to apply for the Reflex® Platinum Mastercard® card?

The process of applying for the Reflex® Platinum Mastercard® is straightforward and can be completed online. For a quick and easy step-by-step guide, refer to this article.


Double your initial credit within six months with the Reflex® Platinum Mastercard®!

Learn more about the application process.
Learn more about the application process.

If you have a low credit score, finding a reliable credit card can be challenging. Consider the Reflex® Platinum Mastercard® as a potential solution to help you get back on track. With an initial credit limit of $300 to $1000, you can double your limit within six months by making timely payments.

Additionally, the card offers a $0 fraud liability policy and provides monthly reports to all three primary credit bureaus.

Although the Reflex® Platinum Mastercard® card has high annual fees and interest rates, the benefits it offers to new cardholders are worth considering. If you are interested in applying for the card, refer to the steps outlined below.


Credit Card

Reflex® Platinum


Made for customers with low credit scores to rebuild their credit!

You will be redirected to another website

Apply online

The application process for the Reflex® Platinum Mastercard® card is simple and can be completed in just a few steps. First, navigate to the official Reflex website and locate the ad for the card. Click on the ad to be redirected to a page with a pre-qualification form.

Enter your personal information and email address into the form, and indicate if you are a U.S. resident over 18 years old with a checking account. Once you have completed the form, click on “see my card offers,” and Reflex will display the available offers that match your financial profile.

Apply using the app

See how to apply via app.
See how to apply via app.

While the Reflex® Platinum Mastercard® card comes with a mobile app to assist you in managing your account and expenses, applying for the credit card cannot be done through the app. You must apply for the card solely on their website.

If you have any questions about their products, you can contact customer service at 1-866-449-4514.

Reflex® Platinum Mastercard® credit card vs. Capital One Venture Rewards credit card

If you find that the Reflex® Platinum Mastercard® card doesn’t suit your needs due to your excellent credit score, don’t worry! We have an alternative option for you, the Capital One Venture Rewards card.

With this card, you can earn rewards, miles, and receive travel insurance to enhance your shopping and travel experience. Take a look at its key features below!

Reflex® Platinum Mastercard® cardCapital One Venture Rewards card
Credit Score300 to 719.Excellent.
Annual Fee$300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2 (remains the same);
$500, $750, $1,000 Credit Limits à $125 Annual Fee.
Regular APR29.99% (variable).20.24% – 28.24% variable APR for purchases and balance transfers; 28.24% variable APR for cash advances.
Welcome bonusN/A.60,000 bonus miles after spending; $3,000 on the first 3 months.
RewardsNone.2 miles per dollar on every purchase;
5 miles per dollar on car rentals and hotels booked through Capital One Travel.

How do you get the Capital One Venture Rewards?

Apply for Capital One Venture Rewards for 2 miles per dollar spent on purchases.

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