Credit Card

How to apply for the PREMIER Bankcard® Card?

If you have a poor credit score, the process of applying for a credit card can be daunting. However, with the PREMIER Bankcard® Card, the application process is made easier. Discover how to apply for this card regardless of your credit score.


The PREMIER Bankcard® Credit Card: No Credit Score? No problem. First Premier has got you covered.

The PREMIER Bankcard® Card presents an opportunity to rebuild your credit score by offering approval even if you have a poor credit history. This card can help you break the cycle of not having credit because, after all, how can you establish credit without a credit card?

It is worth noting, however, that the card has several drawbacks, including high fees and an elevated APR, and no rewards program. Additionally, other options for individuals with bad credit exist, such as secured credit cards, which may provide more favorable terms and rewards.


Credit Card

PREMIER Bankcard®


Start to rebuild your credit score with the PREMIER Credit Card

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If you have attempted to obtain other cards without success and would like to consider the PREMIER Bankcard® Card, this article will guide you through the application process.

Learn how to get the PREMIER Bankcard® Card


To apply for the PREMIER Bankcard® Card, visit the First Premier Bank website and access information about the credit card. Click on the “apply now” button to initiate the application process, which will redirect you to a form.

Ensure that you complete the form accurately and promptly, as it requests basic personal details such as your full name, date of birth, full address, and Social Security Number.

Additionally, you must provide information on your employment status and income, including your employer’s phone number and length of time in the job. Before submitting the form, carefully read the terms and conditions and accept them if they are agreeable to you.

Upon submission, you will receive an email offer detailing the fees and interest rates you qualify for.

Using the app

Upon approval for the PREMIER Bankcard® card, you may download the app to manage your account easily. To obtain your card, apply via the First Premier website.

What about a similar card?

If you are uncertain about the PREMIER Bankcard®, we recommend considering an alternative option that is suitable for individuals with limited or poor credit history. This alternative card does not require a credit check, and you can set your credit limit as per your convenience.

Moreover, it offers perks such as fraud protection and online account management. Explore this option to determine if it aligns with your needs.

See how to apply for the OpenSky Secured Visa Card

Ideal for individuals seeking to establish or enhance credit, with no bank account or credit check required.

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