Credit Card

How to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card?

Apply for the Petal® 1 "No Annual Fee" Visa® Credit Card to earn cashback rewards while rebuilding your credit score. Discover how to apply and enjoy its benefits.


Rebuild your credit score and earn rewards with Petal® 1 “No Annual Fee” Visa® Credit Card

This card is the Petal® 1 "No Annual Fee" Visa® Credit Card.
This card is the Petal® 1 “No Annual Fee” Visa® Credit Card.

The Petal® 1 “No Annual Fee” Visa® Card is a good option for your first credit card. If you have had some credit challenges in the past, you can rebuild it by making responsible use of this more modest credit card.

Petal 1 Visa may not offer extensive benefits and rewards like some other cards, but it’s important to note that those cards typically require a good or excellent credit score for approval.


Credit Card

Petal® 1 "No Annual Fee"


No fees, earn cashback.

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The Petal® 1 “No Annual Fee” Visa® Credit Card boasts a favorable interest rate and no annual fee, which is a great advantage for this type of card. Additionally, it offers impressive cashback rewards.

And it’s not just a flat 1% cashback. You can earn 2% to 10% cashback on selected purchases, making it a great way to build credit while earning rewards. If you’re interested in this card’s excellent features, read on to learn how to apply.

Apply online

You can apply online.
You can apply online.

Petal provides pre-approval without affecting your credit score. Simply visit Petal’s website and select “see card offers”. Next, fill out a form with your basic personal and contact details, such as your name, date of birth, and email address.

Petal will verify your identity using your social security number. Please review the terms and conditions before submitting your form. You will receive an immediate notification about the Petal card you qualify for, and you can proceed with the application process once you accept the offer.

Apply using the app

The Petal app enables you to monitor your credit progress and monthly expenses, while also aiding you in budgeting and locating top cashback opportunities. Simply visit the Petal website to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card and access the app.

Petal® 1 “No Annual Fee” Visa® Credit Card vs. Destiny Credit Card

There are several options available for getting a credit card if you have a less-than-perfect credit score. However, not all of them are reliable. If you’re looking for decent options, consider Destiny credit card or Petal 1. Both cards offer fair rates and low fees, but Petal 1 provides cashback rewards for selected purchases, while Destiny doesn’t offer any rewards.

Petal® 1 “No Annual Fee” Visa® Credit CardDestiny card
Credit ScoreFair/Bad/Limited/No CreditNo credit score is required, so it can be Poor/Fair
Annual Fee$0$59 – $99
Regular APR24.74% – 34.24% variable APR24.9%
Welcome BonusNo welcome bonusNo welcome bonus is offered
Rewards2% to 10% cashback at selected purchasesNo rewards program

If you are interested in obtaining the Destiny card, continue reading to discover how to apply for it.

How to apply for the Destiny Credit Card?

You can obtain the Destiny credit card without worrying about credit score inquiries. Find out how to apply for it by reading the following information.

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