The FIT® Platinum Mastercard® card offers an opportunity to establish a new credit history, even if you have a poor credit score. With a strong commitment to your goal and responsible credit behavior, you can work towards achieving a good or even excellent credit score.

For a $99 annual fee, the FIT® Platinum Mastercard® provides a $400 credit limit, sufficient for making purchases and improving your credit score. Unlike other credit card issuers, FIT® Platinum Mastercard® offers this opportunity.

The application process for the FIT® Platinum Mastercard® card is incredibly simple. You can complete it online through their website, and the application form is prominently displayed on the front page.

To apply, you need to provide your full name, complete address, email, checking account details, and confirm that you are at least 18 years old and a U.S resident. Additionally, you must consent to receiving both physical and digital marketing materials.

That’s all there is to the application form. Once approved, you’ll need to pay a processing fee of $89 and your FIT® Platinum Mastercard® card will be on its way to you.

Curious about how credit building credit cards work in Canada? It’s quite similar. The Capital One Guaranteed Mastercard boasts a lower annual fee and even offers some travel benefits.

However, the FIT® Platinum Mastercard® is more accessible. If you’re interested in applying for the FIT® Platinum Mastercard®, you can also learn how to apply for the Capital One Guaranteed Mastercard to compare the two.