Credit Card

How to apply for the First Digital Mastercard®?

Obtaining an excellent credit score doesn't have to be a challenging task, and the First Digital Mastercard® can be instrumental in achieving it. If you're eager to enhance your financial situation, continue reading to discover how to apply!


Apply now for the First Digital Mastercard® and take the first step in restoring your credit score!

Learn how to apply for the card.
Learn how to apply for the card.

With a plethora of credit card options available, selecting the most suitable one can be overwhelming. However, if you’re in search of a card that can rehabilitate your impaired credit history and aid in establishing a secure financial future, the First Digital Mastercard® may be a worthwhile consideration.


Credit Card

First Digital Mastercard®


No need for a security deposit, reports to all major credit bureaus.

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With nationwide Mastercard coverage, the First Digital Mastercard® doesn’t require a security deposit for the initial credit line and reports to all three major credit bureaus. Follow our easy application process by continuing to read.

Apply online

See how to apply online.
See how to apply online.

To apply for the First Digital Mastercard®, simply visit their website and fill out the online application form with your personal information. As long as you are a US resident, you can click the “Continue” button to proceed.

According to First Digital, you can receive approval in as little as 60 seconds. After approval, it may take up to 3 weeks for your account to be set up and for your new credit card to be delivered to your mailing address.

Apply using the app

Regrettably, there is no mobile app available from First Digital for managing or requesting the card. All new applications must be submitted through the online form found on their official website.

Although applying for the card over the phone is not an option, you can contact First Digital at (844) 358-0074 with any questions or concerns regarding the product.

First Digital Mastercard® vs. American Express Platinum

Perhaps the benefits and rewards offered by the First Digital Mastercard® are not enough to capture your attention. However, if you’re up for it, have you considered applying for an American Express Platinum card?

This ultra-exclusive card is ideal for frequent travelers, but it requires an invitation to apply. Check out the extensive perks and features of this card below and click the link to request an invitation.

First Digital Mastercard®

For those with a bad to fair credit score, the First Digital Mastercard® may be an option to consider. However, it’s important to note that the card has an annual fee of $75.00 for the first year and $48.00 thereafter. The regular APR is set at 35.99% and there are no welcome bonuses or rewards associated with this card.

The Platinum Card® from American Express

Ideal for those with credit scores above 720, this credit card comes with an annual fee of $695. The Pay Over Time feature APR ranges from 20.74% to 28.74%, based on your creditworthiness and other factors, while the Cash Advance APR is a variable 29.99%.

New card members can earn a welcome bonus of 80,000 Membership Rewards® points by spending $6,000 on purchases within the first 6 months of Card Membership. *Terms and Conditions Apply.

Additionally, you can earn 5x points on flights booked directly through airlines or American Express Travel (up to $500,000 on these purchases per calendar year), 5x points on prepaid hotels (when booked through, and 1x point on all other eligible purchases. Terms and Conditions Apply.

Apply for The Platinum Card® from American Express

Apply easily for The Platinum Card® from American Express and enjoy travel benefits.

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