Credit Card

How to apply for the Bank® Gold Preferred® Secured Visa® Card?

Looking to apply for the Applied Bank® Gold Preferred® Secured Visa® Card but not sure where to start? Get all the details you need here, including application requirements.

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No credit check is required for the Applied Bank® Gold Preferred® Secured Visa® Card.

Learn how to apply for this card. Source: The Mad Capitalist.
Discover the application process for this card.

The Applied Bank® Gold Preferred® Secured Visa® Card can help rebuild and establish credit. No credit checks are required, making it accessible for those with poor or no credit history.

The card features a low annual fee of $48 and a fixed APR of only 9.99%. However, it’s crucial to avoid carrying a balance with secured cards, regardless of how low the APR may be. To activate the card, you must make a minimum deposit of $200, with the option to choose an initial spending limit of up to $1,000. The security deposit is refundable upon closing the account in good standing and also serves as the spending limit. Additionally, Applied Bank permits customers to increase their limit gradually, up to $5,000, with supplementary deposits.

Rebuilding your credit is possible with the Gold Preferred® Secured Visa® Card as long as you use it responsibly and make timely payments. The bank also reports all payments to the three major credit bureaus, which can further help you establish a good credit score. If you’re interested in applying for this card, read on to learn about the simple application process.

card

Credit Card

Applied Bank Gold Secured

SECURED CREDIT BUILDER

The card offers a low fixed APR and reports all payments to the credit bureaus.

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Apply online

Learn how to apply online. Source: Adobe Stock.
Discover the process for applying online.

To apply for a Gold Preferred® Secured Visa® Card online, simply visit Applied Bank’s official website and follow these easy steps: go to the top menu and select “credit cards” from the drop-down options. Then, choose the Gold Preferred option, which is the first one listed. You can either click on the card image for more information or click the “get approved today” red button to start the application process. It takes only 60 seconds for the bank to respond to your application.

After selecting the Gold Preferred® Secured Visa® Card option on Applied Bank’s official website, you will be directed to an online form where you will need to provide your personal and contact information. The bank will also ask about your income and financial situation. After completing the form, you can click “submit”. Within a few minutes, the bank will provide a response to your application, either via phone or email.

Apply using the app

Applied Bank offers a complimentary mobile app to its customers, allowing them to manage their account on-the-go. Through the app, users can easily check their balance, make payments, and review their transaction history. However, for new credit card applications, the only option available is to apply through Applied Bank’s official website. Follow the guide provided above to learn how to apply for the Gold Preferred® Secured Visa® Card.

Comparison: Applied Bank® Gold Preferred® Secured Visa® Card vs. OpenSky Secured Visa credit card.

If the Applied Bank® Gold Preferred® Secured Visa® Card doesn’t meet your needs, you may find a better fit with the OpenSky Secured Visa credit card. This card is also designed for rebuilding credit scores and has a high approval rate since the issuer doesn’t check the applicant’s credit history.

Check out the comparison between these two cards below and click on the recommended link for more information on how to apply.

The Applied Bank® Gold Preferred® Secured Visa® Card.

  • Approval Requirements: No specific credit score is required for approval.
  • Annual Fee: $48.
  • APR: Fixed APR of 9.99%.
  • Welcome Bonus: There is no welcome bonus offered.
  • Rewards: The card does not offer any rewards program.

The OpenSky Secured Visa credit card.

The OpenSky Secured Visa credit card is designed for those who want to rebuild their credit score and offers a high chance of approval for applicants with any credit score. This card has an annual fee of $35 and a regular APR of 19.64% that can vary. It does not offer any welcome bonus or rewards program.

OpenSky Secured Visa credit card review.

How do you get the OpenSky Secured Visa Card?

Discover how to apply for an OpenSky Secured Visa credit card and begin your journey towards improving your credit score!

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