Credit Card
Amazon Prime Rewards credit card: Earn While You Shop
For Amazon Prime members, it's challenging to identify any shortcomings with this card. Read our Amazon Prime Rewards credit card review to determine if this new co-branded product from Chase is a worthwhile investment for you.
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Earn cashback on all your spending with the Amazon Prime Rewards credit card!
With so many rewards credit cards available, it can be difficult to determine which one suits your needs. To begin, you must understand your preferences.
If you desire miles, there are numerous options available. However, if you’re seeking Amazon and Whole Foods benefits, the Amazon Prime Rewards credit card is your answer.
What better way to reap the benefits of your expenses than earning flexible rewards on things you’ll actually use? The Amazon Prime Rewards credit card offers just that, and much more.
This review delves into the card’s primary features, advantages, and disadvantages. Read on to discover what this card can do for you!
Credit Score | Good – Excellent |
Annual Fee | $0 |
Regular APR | 14.24% – 22.24% (variable) |
Welcome bonus | $100 Amazon gift card |
Rewards | You can receive a 5% cashback at Amazon and Whole Foods, and 2% cashback at restaurants and other places with this offer. |
Amazon Prime Rewards credit card: key features and benefits
The Amazon Prime Rewards credit card, issued by Chase and with a Visa Signature, is a globally accepted card that comes with a 0% annual fee and no foreign transaction fees, making it ideal for international purchases or travel.
This card offers unparalleled benefits for frequent shoppers at Amazon or Whole Foods, with a 5% cashback on selected items and flexible redemption options ranging from credit statements to cash in hand.
Additionally, it provides a 2% cashback on purchases made at restaurants, gas stations, and drug stores, and 1% back on all other purchases.
Furthermore, when you sign up for a new account, Amazon offers a generous $100 gift card for you to use as you please.
To be eligible for the card, you must be an Amazon Prime member. However, the card has a few downsides, such as no intro APR for balance transfer or purchases.
Additionally, if you don’t shop at Amazon or Whole Foods frequently, it may be more difficult to maximize your earnings with this card.
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Is it worth getting an Amazon Prime Rewards credit card?
The Amazon Prime Rewards credit card is an excellent choice for Amazon loyalists and Whole Foods enthusiasts, but it offers more than just rewards for these two retailers.
If you frequently order food, the 2% cashback on dining could work in your favor. Additionally, unlike most store-branded cards, you can use this credit card worldwide anywhere that accepts Visa and earn bonus rewards.
To obtain this card, you must be an Amazon Prime member, and if you don’t often shop at Amazon or Whole Foods, other options may be more beneficial for you.
Take a look at the advantages and disadvantages of the Amazon Prime Rewards card listed below.
Advantages:
-No annual fee
-Attractive welcome bonus
-High rewards rate
-Flexible redemption options
-No foreign transaction fees
Disadvantages:
-Exclusive to Amazon Prime members
-No 0% introductory APR
What credit score is needed?
Similar to other rewards cards available in the market, a good to excellent credit score is required to be approved for an Amazon Prime Rewards credit card.
A FICO score ranging from 690 to 850 should generally qualify for an application.
How to apply for an Amazon Prime Rewards credit card?
If you’re interested in the benefits of the Amazon Prime Rewards credit card and want to sign up, we can assist you. Keep reading to find out more about the application process and start earning rewards today!
You can receive a 5% cashback at Amazon and Whole Foods, and 2% cashback at restaurants and other places with this offer.
Apply online
If you want to apply for the Amazon Prime Rewards credit card online, you can start by going to Amazon’s website and selecting the “all credit and payment cards” option.
From there, choose the “rewards points” category and locate the Amazon Prime Rewards card on the home page.
If you are not already logged in to your Amazon account, you will need to sign in to continue the application process.
Then, click on the “apply now” button, and a One Time Password will be texted to you for authentication purposes.
Next, you will need to fill out an online application form with your personal and financial information, review and agree to the Terms & Conditions, and then submit your application.
Amazon will evaluate your financial profile, and if approved, you will receive an email with your new credit card details.
Apply using the app
Amazon has developed an exclusive app for managing your credit card account, allowing you to make bill payments, manage expenses, and access various other features.
However, if you want to apply for a new Amazon credit card, you can only do so through their official website.
Comparison: Amazon Prime Rewards Credit Card vs. Capital One Venture Rewards Credit Card
If you’re unsure about whether the Amazon Prime Rewards card is the right fit for your needs, don’t worry. You might be looking for a rewards card that’s more focused on travel benefits.
If that’s the case, let us introduce you to the Capital One Venture Rewards card.
In the following comparison, you can see how this product stacks up against the Amazon card.
Armed with this information, you’ll be better equipped to make an informed decision about which card is right for you.
Capital One Venture Reward review and how to apply
Discover how this card can assist you in accumulating miles, learn about its perks, and determine if it's a viable option for you.
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